Managing Associate
Daniel has experience assisting a range of clients navigate financial services regulation with a particular focus on retail financial services, in particular on consumer credit regulation, payment services and insurance. Daniel’s experience includes completing legal secondments working in-house at a leading motor finance provider and at a home appliance insurer and insurance intermediary.
Daniel has experience working closely with a range of banks, lenders, hirers, credit brokers, insurers and insurance intermediaries. Daniel regularly advises on regulatory compliance with the Consumer Credit Act 1974, the Retail Banking Markets Investigation Order 2017, Insurance Distribution Directive, payment services regulation and FCA rules and guidance. Daniel’s experience includes drafting consumer credit documentation, advising on affordable lending processes, providing regulatory perimeter advice when clients are changing business models, and advising clients on the recent FCA intervention and litigation relating to commission payments to credit brokers.
Jurisdiction: England & Wales
Experience
- Acting on the development of new and novel credit products, including advising on consumer credit documentation and issues relating to digital transformation and paperless documentation.
- Advising clients in the motor sector and across the consumer credit sector on the impact of the recent FCA intervention and litigation relating to commission payments to credit brokers.
- Advising clients in the insurance and funeral plans sectors on various regulatory issues.
- Assisting a neobank with compliance with the Retail Banking Markets Investigation Order 2017.
- Advising on the impact of the Digital Markets, Competition and Consumers Act 2024 on clients in the financial services sector.
Contact us
Related sectors
Financial Services
Related services
Financial Services Regulatory
Insights & events
SM&CR reform: HM Treasury announces Senior Managers and Certification Regime reforms
FCA's findings on Customer Due Diligence processes and controls: Good and poor practices
FCA and PRA publish final rules on operational incident reporting: firms have to ready by 18 March 2027
FCA finalises Phase 1 SM&CR reforms: what firms need to do now
PRA publishes Phase 1 SM&CR reforms: What firms need to know now
FCA puts inactive appointed representatives under the microscope
SFO publishes business plan for 2025-26: Geared for the future
FCA sets expectations for stronger outcome‑focused governance in Year 3 Consumer Duty board reporting
FCA's guidance on targeted support in consumer segment design: considerations for firms
The Bank of England and PRA set out plans for safe AI innovation: What firms need to know
The FCA highlights the due diligence risks for firms when dealing with unregulated lenders
FCA regulatory priorities 2026: Cross-sector themes and what they mean for firms
UK Government strengthens AML and crypto controls through the Money Laundering and Terrorist Financing (Amendment) Regulations 2026
UK Supreme Court confirms broad reach of Russia sanctions and suspends payment obligations under letters of credit
FCA turns to AI to fight fraud: What the Palantir contract means for financial regulation
FCA publishes consumer understanding good practice and areas for improvement
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